Privacy Policy

Last updated:

This Privacy Policy explains how PayoffTool ("we", "us") handles information when you use this website. This is a template and should be reviewed by a qualified professional before you publish, and updated to match the tools and jurisdictions you actually operate in.

Calculator data

Our calculators run entirely in your web browser. The financial figures you enter (loan amounts, rates, terms, extra payments) are processed locally on your device and are not sent to, collected by, or stored on our servers.

Information we collect automatically

Like most websites, we may collect standard technical information such as your browser type, device type, approximate location (from your IP address), and pages visited. This is used to understand traffic and improve the site.

Cookies and advertising

We use third-party advertising, which may include Google AdSense. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites.

• Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the Internet.
• You may opt out of personalized advertising by visiting Google Ads Settings.
• You can also opt out of third-party vendor cookies for personalized advertising at aboutads.info/choices.

If you are in a region that requires consent for advertising cookies (such as the EEA, UK, or certain US states), we will present a consent mechanism and honor your choices.

Analytics

We may use privacy-respecting analytics to measure aggregate traffic. If we use a provider such as Google Analytics, it may set cookies and process data as described in that provider's policy.

Children's privacy

This site is not directed to children under 13, and we do not knowingly collect personal information from them.

Your rights

Depending on where you live, you may have rights to access, correct, or delete personal data, or to opt out of certain processing. Contact us to exercise these rights.

Changes

We may update this policy from time to time. Material changes will be reflected by the "Last updated" date above.

Contact

Questions about this policy? Email hello@payofftool.com.