Terms of Use

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Acceptance

By using this website, you agree to these Terms of Use. If you do not agree, please do not use the site.

Educational use only — not financial advice

The calculators and content on PayoffTool are provided for general educational and informational purposes only. They do not constitute financial, tax, legal, or investment advice, and should not be relied upon as such. Always consult a qualified professional before making financial decisions.

No warranty on accuracy

We work to keep our calculations correct, but we make no warranty that results are accurate, complete, or applicable to your situation. Results are estimates based on the inputs and assumptions you provide (including a fixed interest rate and on-time payments). Your actual loan terms may differ.

Limitation of liability

To the fullest extent permitted by law, PayoffTool is not liable for any loss or damage arising from your use of, or reliance on, this website or its calculators.

Third-party links and ads

This site may contain third-party advertising and links. We are not responsible for the content, products, or practices of third-party websites.

Changes

We may update these Terms at any time. Continued use of the site after changes constitutes acceptance of the revised Terms.

Contact

Questions about these Terms? Email hello@payofftool.com.